Stephenson County property record for 5478 S Clover Rd, Freeport, IL 61032
| Property Type | Rural Improved / Non-Residential |
|---|---|
| Details | 4 bd · 1 ba · 2,696 sqft · built 1910 |
| Lot Size | 120 acres (5,227,200 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,550 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-18-26-100-003 |
| Primary APN | 03-18-26-100-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,696 sqft Base Area |
| 1st Floor Area | 2,696 sqft |
| Basement Area | 964 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,227,200 sqft (120 acres) |
| Garage Type | Detached |
| Garage Area | 2,250 sqft |
| Parking Spaces | 8 Parking Spaces |
| Street Address | 5478 S CLOVER RD |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-9280 |
| Property Category | Other |
| Property Type | Other > Rural Improved / Non-Residential |
| Legal Description | S3/4 NW1/4 SEC 26-26-7 |
| Legal Range | 07 |
| Legal Township | 26 |
| Legal Section | 26 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 500 |
5478 S Clover Rd is owner-occupied and held in a trust.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5478 S CLOVER RD, FREEPORT, IL 61032-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 5478 S Clover Rd was $10,550 with exemptions applied.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Florence Township |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,550.00 | $125,104 Land $86,828 Building $38,276 | |
| 2021 | $277,770 Land $196,584 Building $81,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5478 S Clover Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5478 S Clover Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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