5478 Nikula Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 5478 Nikula Rd, Embarrass, MN 55732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,440 sqft Gross Area
Lot Size	1,633,500 sqft (37.5 acres)
Garage	2,408 sqft
Occupancy	Owner Occupied
Tax Bill	$2,156.00 (2026)

Owner

Source: St. Louis County records · APN 330-0010-05280

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5478 NIKULA RD, EMBARRASS, MN 55732-8256
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5478 NIKULA RD, EMBARRASS, MN 55732-8256
Document Number	00A1322816
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5478 NIKULA RD EMBARRASS MN 557328256, EMBARRASS, MN 55732-8256

Mortgage

Document Number	00A1322816
Date	Nov 22, 2017
Instrument	A1322816

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Embarrass Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,156.00 (+20.72%) Homeowner's exemption
2025	$1,786.00 (-21.11%) Homeowner's exemption	$244,400 (+5.12%) Land $53,900 Building $190,500	$244,400 (+5.12%) Land $53,900 Building $190,500
2024	$2,264.00	$232,500 (+26.84%) Land $54,500 Building $178,000	$232,500 (+26.84%) Land $54,500 Building $178,000
2022		$183,300 Land $47,000 Building $136,300	$183,300 Land $47,000 Building $136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`330-0010-05280`
Alternative APN	`137657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,440 sqft Gross Area
1st Floor	960 sqft 1st Floor
Basement Area	240 sqft Basement
Finished Basement	240 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	1,633,500 sqft (37.5 acres)
Garage Area	2,408 sqft Garage
Deck Area	28 sqft Deck
Sauna	Sauna
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	137657
Street Address	5478 NIKULA RD
City	EMBARRASS
State	MN
Zip	55732-8256
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SE1/4 OF SW1/4 EX ELY 165 FT OF N1/2 SERIAL #
Legal Range	15W
Legal Township	60N
Legal Section	33
Legal Subdivision	EMBARRASS TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	EMBARRASS
Census Blockgroup	2
Census Block	2007
Census Tract	13900