5478 Hwy 20, Devils Lake, ND 58301 Property Records

Ramsey County property record for 5478 Hwy 20, Devils Lake, ND 58301 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 2004
Lot Size	1.78 acres (77,537 sqft)
Owner	Company Name on File
Last Sale	$137,500 (Aug 2009)
Tax Bill	$725 (2024)
Deeds & Mortgages	Dec 2005 Construction Loan Feb 2006 Mortgage + 1 more
APN	`07000003659000`

Property Details

APN / Parcel Number

Primary APN	`07000003659000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,304 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Detached
Garage Area	1,904 sqft

Location & Zoning

Street Address	5478 HIGHWAY 20
City	DEVILS LAKE
State	ND
Zip	58301-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN NW1/4NW1/4 BEG AT SW COR TH N ETC CONT 1.78 ACRES 34 155 64 (DL/DL)
Legal Range	64W
Legal Township	155
Legal Section	34
Jurisdiction	RAMSEY ND
Township / Civil Division	FRESHWATER
Census Block Group	2
Census Block	2011
Census Tract	957700

Owner

Source: Ramsey County records · APN 07000003659000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5478 HIGHWAY 20, DEVILS LAKE, ND 58301-9651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2005	Deed of Trust, Mortgage · Construction Mortgage COUNTRYBANK USA
Feb 01, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYBANK USA
Aug 07, 2009	Warranty Deed, Transfer · VA Mortgage COUNTRYBANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2009 · Amount on Record
Deed Sale	Aug 07, 2009 · Amount on Record
Deed Document Number	2009246520
Record Updated	Sep 20, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5478 HIGHWAY 20, DEVILS LAKE, ND 58301-9651
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000236800
Date	Dec 30, 2005
Instrument	236800

Lender

Name	COUNTRYBANK USA
Address	DEVILS LAKE, ND 58301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 15, 2006

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	5478 HIGHWAY 20, DEVILS LAKE, ND 58301-9651
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000237015
Date	Feb 01, 2006
Instrument	237015

Lender

Name	COUNTRYBANK USA
Address	DEVILS LAKE, ND 58301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2036

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Aug 07, 2009
Property Address	5478 HIGHWAY 20, DEVILS LAKE, ND 58301-9651
Document Number	0000246520
Instrument Date	Apr 17, 2009
Instrument	246520
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5478 HIGHWAY 20, DEVILS LAKE, ND 58301-9651

Mortgage

Document Number	0000246521
Date	Aug 07, 2009
Instrument	246521

Lender

Name	COUNTRYBANK USA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 01, 2039

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Freshwater Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,250 (+5.01%) Land $9,450 Building $105,800	$230,500 (+5.01%) Land $18,900 Building $211,600
2024	$725.00 (+18.66%)
2023	$611.00 Veteran's exemption	$109,750 Land $9,450 Building $100,300	$219,500 Land $18,900 Building $200,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380719577002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013, river or lake flooding, Flooding
Claims By Storm	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 55% of North Dakota
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
North Dakota Telephone Company	Fiber	10,000 / 10,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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