5478 Carpenter Rd, Defiance, OH 43512 Property Records

Defiance County property record for 5478 Carpenter Rd, Defiance, OH 43512

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,480 sqft · built 1972
Lot Size	8.04 acres (350,484 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2006)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	May 2026 Construction Loan Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K140025000701`

Property Details

APN / Parcel Number

Primary APN	`K140025000701`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	350,484 sqft (8.04 acres)
Garage Type	Attached - Unfinished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	196 sqft
Shed	1 Shed
Shed Area	280 sqft
Canopy	384 sqft
Pole Barn	1,728 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	5478 CARPENTER RD
City	DEFIANCE
State	OH
Zip	43512-9699
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 25 NE 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	TIFFIN
Census Block Group	2
Census Block	2046
Census Tract	958100

Owner

5478 Carpenter Rd, a rural home, is owned and occupied by two individuals who bought it in November 2006.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5478 CARPENTER RD, DEFIANCE, OH 43512-9699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage WESBANCO BANK INC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Jan 1, 1995
Deed Document Number	20067517
Deed Book / Page	311 / 1849
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	May 27, 2026
Property Address	5478 CARPENTER RD, DEFIANCE, OH 43512-9699
Document Number	0000001865
Book / Page	481 / 1914
Instrument Date	May 21, 2026
Instrument	20261865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 CARPENTER RD, DEFIANCE, OH 43512-9699

Mortgage

Document Number	0000001865,
Date	May 27, 2026
Book Page	481/1914
Instrument	20261865

Lender

Name	WESBANCO BANK INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	5478 CARPENTER RD, DEFIANCE, OH 43512-9699
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435/1803
Date	Feb 9, 2021
Book Page	435/1803
Instrument	202100000694

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5478 Carpenter Rd was $2,080.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Tiffin Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00	$59,410 (+1.63%) Land $14,730 Building $44,680
2024	$2,080.00 (-1.05%)	$58,460 (-) Land $14,730 Building $43,730	$169,730 (-0.01%) Land $42,080 Building $127,650
2023	$2,102.00 (-5.44%)	$58,460 (+12.66%) Land $14,730 Building $43,730	$169,742 Land $42,085 Building $127,657
2022	$2,223.00	$51,890 Land $12,670 Building $39,220
2020			$148,250 Land $36,190 Building $112,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5478 Carpenter Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5478 Carpenter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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