Hernando County property record for 5477 Waycross Dr, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,724 sqft · built 1978 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2024) |
| Tax Bill | $3,745 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5010-0026-0040 |
| Primary APN | R32-323-17-5010-0026-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Pool Area | 392 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 664 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00209633 |
|---|---|
| Street Address | 5477 WAYCROSS DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 1 BLK 26 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | SPRING HILL UN 1 |
| Legal Block | 26 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2024 | Warranty Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP |
| Jul 13, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 20, 2023 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2023 · Amount on Record |
| Deed Document Number | 2024018566 |
| Deed Book / Page | 4406 / 348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Document Number | 0044060348 |
| Book / Page | 4406 / 348 |
| Map Reference | MB 7 PG 53-64 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024018566 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4016 EVERETT AVE, SPRING HILL, FL 34609-2444 |
| Name | Verified Name |
|---|---|
| Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Document Number | 0004406350 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 4406/350 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|---|
| Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Document Number | 0040260355 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 4026/355 |
| Instrument | 2021052529 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 5477 WAYCROSS DR, SPRING HILL, FL 34606-4646 |
| Document Number | 0043441738 |
| Book / Page | 4344 / 1738 |
| Map Reference | MB 7 PG 53-64 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023059697 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4016 EVERETT AVE, SPRING HILL, FL 34609-2444 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,901 (+11.93%) Land $34,675 Building $176,226 | $210,901 (+9.33%) Land $34,675 Building $176,226 | |
| 2024 | $3,745.00 (+29.58%) | ||
| 2023 | $188,429 (+1%) Land $50,633 Building $137,796 | ||
| 2022 | $2,890.00 | $171,299 Land $25,080 Building $146,219 | $192,906 Land $38,000 Building $154,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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