5477 NC 18 S, Morganton, NC 28655 Property Records

Burke County property record for 5477 NC 18 S, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,770 sqft · built 1965
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Jun 2022)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2731426491`

Property Details

APN / Parcel Number

Primary APN	`2731426491`
Alternative APN	`37144`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,770 sqft Living Area
1st Floor Area	1,591 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Shed	1 Shed
Shed Area	312 sqft
Canopy	392 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5477 NC 18 S
City	MORGANTON
State	NC
Zip	28655-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	5477 NC 18 S MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LOWER FORK
Census Block Group	3
Census Block	3035
Census Tract	21201

Owner

5477 NC 18 S is owned by an individual who bought it in June 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5447 NC 18 S, MORGANTON, NC 28655
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Deed Document Number	202221022386
Deed Book / Page	2629 / 419
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 15, 2022
Property Address	5477 NC 18 S, MORGANTON, NC 28655-7414
Document Number	0026290419
Book / Page	2629 / 419
Instrument Date	Jun 6, 2022
Instrument	2021022386
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 18 S, MORGANTON, NC 28655

Mortgage

Document Number	2021022387
Date	Jun 15, 2022
Instrument	2021022387

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5477 NC 18 S was $2,542, up 0.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+0.2%)	$373,300 (-) Land $20,055 Building $353,245	$373,300 (-) Land $20,055 Building $353,245
2025	$2,537.00	$373,300 Land $20,055 Building $353,245	$373,300 Land $20,055 Building $353,245
2023	$1,957.00	$373,300 Land $20,055 Building $353,245	$373,300 Land $20,055 Building $353,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5477 NC 18 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5477 NC 18 S is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC 18 S

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