Macomb County property record for 54765 Congaree Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,094 sqft · built 1999 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Feb 2015) |
| Tax Bill | $5,020 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-08-230-029 |
| Primary APN | 20-08-08-230-029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Basement Area | 2,013 sqft |
| Unfinished Basement | 2,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 133 ft deep x 70 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54765 CONGAREE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMPTER FOREST SUB. LOT 258 LIBER: 135 PAGES: 1-17 |
| Legal Subdivision | SUMPTER FOREST SUB |
| Legal Lot Number | 258 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 223803 |
54765 Congaree Dr is owned and occupied by two individuals who acquired it in July 2025.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54765 CONGAREE DR, MACOMB, MI 48042-6146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Mar 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage PLATINUM HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2015 · Amount on File |
| Deed Sale | Feb 10, 2015 · Amount on File |
| Deed Document Number | 20155015918 |
| Deed Book / Page | 23240 / 525 |
| Last Transfer Date | Jul 2, 2025 |
| Transfer Doc | 0000063905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54765 CONGAREE DR, MACOMB, MI 48042-6146 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | 1ST PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 54765 CONGAREE DR, MACOMB, MI 48042-6146 |
| Document Number | 2102238381 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 28014/219 |
| Instrument | 202102238381 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 54765 CONGAREE DR, MACOMB, MI 48042-6146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FPT |
| Name | Verified Name |
|---|
| Document Number | 0000033122 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 26586/694 |
| Instrument | 2033122 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 54765 Congaree Dr was $5,020 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,500 | $469,000 | |
| 2025 | $5,020.00 | ||
| 2023 | $190,400 | $380,800 | |
| 2022 | $5,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54765 Congaree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54765 Congaree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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