St. Joseph County property record for 54751 Rustic Ter, Mishawaka, IN 46545
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,732 sqft · built 1969 |
| Lot Size | 0.476 acres (20,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,000 (Dec 2020) |
| Tax Bill | $2,803 (2024) |
| Deeds & Mortgages | Dec 2020 Transfer Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-34-329-006.000-031 |
| Primary APN | 71-04-34-329-006.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| Basement Area | 1,064 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,736 sqft (0.476 acres) |
| Lot Dimensions | 192 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01411756897 |
|---|---|
| Street Address | 54751 RUSTIC TER |
| City | MISHAWAKA |
| State | IN |
| Zip | 46545-1568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 184 WINDING BROOK PK SEC E |
| Legal Subdivision | WINDING BROOK PARK NORTH PH 02 |
| Legal Lot Number | 184 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 11505 |
54751 Rustic Ter is owned and occupied by an individual who bought it in December 2020.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Intrafamily Transfer, Transfer |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC |
| Jun 28, 2017 | Deed, Transfer · Conventional Mortgage NOTRE DAME FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Dec 11, 2020 · Amount on File |
| Deed Document Number | 0002038834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 11, 2020 |
| Property Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Number | 0002038836 |
| Map Reference | PB 23 PG W |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2038836 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 11, 2020 |
| Property Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Number | 0002038834 |
| Map Reference | PB 23 PG W |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2038834 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Number | 0002038835 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2038835 |
| Name | BLUELEAF LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 28, 2017 |
| Property Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Number | 0001716548 |
| Map Reference | PB 23 PG W |
| Instrument Date | Jun 19, 2017 |
| Instrument | 1716548 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54751 RUSTIC TER, MISHAWAKA, IN 46545-1568 |
| Document Number | 0001716549 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 1716549 |
| Name | NOTRE DAME FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $392,500 Land $74,700 Building $317,800 | $392,500 Land $74,700 Building $317,800 | |
| 2024 | $2,803.00 (+5.18%) | ||
| 2023 | $2,665.00 (-20.16%) | $309,500 (-10.76%) Land $68,200 Building $241,300 | $309,500 (-10.76%) Land $68,200 Building $241,300 |
| 2022 | $3,338.00 Homeowner's exemption | $346,800 Land $74,700 Building $272,100 | $346,800 Land $74,700 Building $272,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54751 Rustic Ter in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1982–2018) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 54751 Rustic Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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