5475 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5475 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,040 sqft · built 1957
Lot Size6.68 acres (290,981 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jul 2022)
Tax Bill$1,122 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone A (high risk)
APN570-0024-00101

Property Details

APN / Parcel Number

Primary APN570-0024-00101
Alternative APN
  • 1132744

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,040 sqft Gross Area
1st Floor Area1,040 sqft
Basement Area208 sqft
Finished Basement208 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area290,981 sqft (6.68 acres)
Garage Area728 sqft

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area36 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1132744
Street Address5475 STEPETZ ROAD 53, 53
CityAURORA
StateMN
Zip55705-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionTHAT PART OF NW1/4 OF SW1/4 LYING N & WOF COUNTY RD #341 EX WLY 300 FT SERIAL #
Legal Range15W
Legal Township58N
Legal Section21
Legal SubdivisionWHITE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2091
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5475 STEPETZ ROAD 53, 53, AURORA, MN 55705-8105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Deed Document Number20221446616
Prior Transfer DateJul 9, 2019
Prior Transfer Doc0001358835
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 1, 2022
Property Address5475 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8105
Document Number0001446616
Instrument DateJun 24, 2022
Instrument1446616
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5475 STEPETZ ROAD 53, 53, AURORA, MN 55705-8105

Mortgage

Document Number0001446617
DateJul 1, 2022
Instrument1446617
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,122.00 (+48.41%) Homeowner's exemption
2025$756.00 (-29.48%) Homeowner's exemption$157,500 (+19.86%) Land $34,500 Building $123,000$157,500 (+19.86%) Land $34,500 Building $123,000
2024$1,072.00$131,400 (+4.53%) Land $30,600 Building $100,800$131,400 (+4.53%) Land $30,600 Building $100,800
2022$125,700 Land $25,500 Building $100,200$125,700 Land $25,500 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Township
serves 1,559 people · EPA ID MN1690001
Water SourcePurchased surface water from Aurora
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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