Burke County property record for 5475 Royal St, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,961 sqft · built 1972 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Jun 2022) |
| Tax Bill | $1,616 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2770059333 |
| Primary APN | 2770059333 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Unfinished Basement | 625 sqft |
| Flooring | Tile |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Porch | Slab |
| Porch Area | 14 sqft |
| Patio Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5475 ROYAL ST |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 5475 ROYAL ST HICKORY, NC 28602 |
| Legal Subdivision | CHESTNUT HILLS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | ICARD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21203 |
5475 Royal St is owned and occupied by two individuals who bought it in June 2022.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC |
| Aug 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Jun 3, 2022 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Prior Sale | Jan 4, 2018 · Amount on File |
| Deed Document Number | 202221021908 |
| Deed Book / Page | 2626 / 842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Document Number | 0027310611 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 2731/611 |
| Instrument | 2024001690 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026400897 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 2640/897 |
| Instrument | 2021024763 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 3, 2022 |
| Property Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Document Number | 0026260084 |
| Book / Page | 2626 / 84 |
| Map Reference | MB 5 PG 133 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2021021908 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 4TH ST SW, 405, HILDEBRAN, NC 28637-8335 |
| Name | Verified Name |
|---|---|
| Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Document Number | 2021021909 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2021021909 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 4, 2018 |
| Property Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Document Number | 0023280185 |
| Book / Page | 2328 / 0185 |
| Map Reference | MB5 PG133 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 2017011765 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 431, HILDEBRAN, NC 28637-0431 |
| Name | Verified Name |
|---|---|
| Address | 5475 ROYAL ST, HICKORY, NC 28602-8708 |
| Document Number | 2017011766 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2017011766 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 5475 Royal St was $1,616, up 0.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,616.00 (+0.31%) | $228,476 (-) Land $17,498 Building $210,978 | $228,476 (-) Land $17,498 Building $210,978 |
| 2025 | $1,611.00 | $228,476 Land $17,498 Building $210,978 | $228,476 Land $17,498 Building $210,978 |
| 2023 | $1,618.00 | $228,476 Land $17,498 Building $210,978 | $228,476 Land $17,498 Building $210,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5475 Royal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5475 Royal St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures