5475 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 5475 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,549 sqft · built 1999
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on Record
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0465M-002-000`

Property Details

APN / Parcel Number

Primary APN	`0465M-002-000`
Alternative APNs	`0102D045A00` `0465M002` `20108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,549 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	247,856 sqft (5.69 acres)
Garage Type	Carport
Carport	Carport
Carport Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	534 sqft
Gazebo	144 sqft
Lean-To	324 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20108
Old Parcel Number	0465M002
Street Address	5475 MCCALL RD
City	RINCON
State	GA
Zip	31326-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	5.686 AC (COMB 465M-3B) PLT 29/13
Legal Subdivision	GOSHEN CROSSING
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1016
Census Tract	30309

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1119, RINCON, GA 31326-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Deed of Trust, Mortgage · Line of Credit NATION STAR MORTGAGE
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2013
Deed Sale	Mar 25, 2013
Deed Document Number	0058676375
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5475 MCCALL RD, RINCON, GA 31326-3922
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 MCCALL RD, RINCON, GA 31326-3922

Mortgage

Document Number	0000002935/0000000276
Date	Oct 4, 2024
Book Page	0000002935/0000000276

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5475 MCCALL RD, RINCON, GA 31326-3922
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 MCCALL RD, RINCON, GA 31326-3922

Mortgage

Document Number	0000002861/0000000649
Date	Jul 24, 2023
Book Page	0000002861/0000000649

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5475 MCCALL RD, RINCON, GA 31326-3922
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 MCCALL RD, RINCON, GA 31326-3922

Mortgage

Document Number	0000002766/0000000866
Date	Feb 28, 2022
Book Page	0000002766/0000000866
Instrument	002079

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (+21.12%) Homeowner's exemption Senior Citizen's exemption	$131,462 (+10.37%) Land $29,190 Building $102,272	$328,654 (+10.37%) Land $72,974 Building $255,680
2024	$3,016.00 (+8.61%) Homeowner's exemption Senior Citizen's exemption	$119,111 (+28.25%) Land $22,418 Building $96,693	$297,778 (+28.25%) Land $56,045 Building $241,733
2022	$2,777.00 Homeowner's exemption	$92,872 Land $22,418 Building $70,454	$232,181 Land $56,045 Building $176,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative.

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