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5475 1st Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 5475 1st Ave W, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,166 sqft · built 1940
Lot Size0.358 acres (15,620 sqft)
OwnerIndividual Name on Record
Last Sale$59,000 (Aug 2018)
Tax Bill$354 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN160-0020-01400

Property Details

APN / Parcel Number

Primary APN160-0020-01400
Alternative APN
  • 1055581

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,166 sqft Gross Area
1st Floor Area776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,620 sqft (0.358 acres)
Garage Area728 sqft
Deck Area32 sqft
Lean-To96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number1055581
Street Address5475 1ST AVE W
CityGILBERT
StateMN
Zip55741-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 THRU 8 SERIAL #
Legal SubdivisionFIRST ADDITION
Legal Block51
Legal Lot Number4-8
JurisdictionST LOUIS MN
Township / Civil DivisionMCKINLEY
Census Block Group1
Census Block1065
Census Tract13600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5475 1ST AVE W, GILBERT, MN 55741-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2018Warranty Deed, Transfer · FHA Mortgage
HOME PT FIN'L
Mar 9, 2018Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Deed Document Number20181337886
Prior Transfer DateMar 6, 2018
Prior Transfer Doc0001329153
Record UpdatedSep 20, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 3, 2018
Property Address5475 1ST AVE W, GILBERT, MN 55741-9503
Document Number00A1337886
Instrument DateJul 31, 2018
InstrumentA1337886
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$194.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5475 1ST AVE W MCKINLEY MN 557419503, MCKINLEY, MN 55741-9503

Mortgage

Document NumberA1337887
DateAug 3, 2018
InstrumentA1337887
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2048

Mortgage

Document NumberA1337888,
DateAug 3, 2018
InstrumentA1337888
Lender
NameMISCELLANEOUS GOVT AGCY
AddressVIRGINIA, MN 55792
Agreement
AmountAmount Recorded

March 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateMar 9, 2018
Property Address5475 1ST AVE W, GILBERT, MN 55741-9503
Document Number00A1329153
Instrument DateMar 6, 2018
InstrumentA1329153
Transaction TypeTransfer
Record UpdatedMar 21, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7237 TOWER BIWABIK RD EMBARRASS MN 557328848, EMBARRASS, MN 55732-8848

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityMcKinley City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354.00 (+1.72%) Homeowner's exemption
2025$348.00 (-31.23%) Homeowner's exemption$69,800 (+5.6%) Land $7,100 Building $62,700$69,800 (+5.6%) Land $7,100 Building $62,700
2024$506.00$66,100 (+8.01%) Land $6,700 Building $59,400$66,100 (+8.01%) Land $6,700 Building $59,400
2022$61,200 Land $5,500 Building $55,700$61,200 Land $5,500 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMcKinley
serves 110 people · EPA ID MN1690033
Water SourcePurchased groundwater from Gilbert
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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