5474 Whitten Dr, Naples, FL 34104 Property Records

Collier County property record for 5474 Whitten Dr, Naples, FL 34104

Property Summary

Property Type	Condominium
Details	1,386 sqft · built 1998
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2026)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`712900 125B06`

Property Details

APN / Parcel Number

Primary APN	`712900 125B06`
Alternative APN	`81820000568`

Interior

Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	5474 WHITTEN DR
City	NAPLES
State	FL
Zip	34104-5302
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WHITTENBERG VILLAS LOT 12 NKA VILLAS OF WHITTENBERG (HO) #12
Legal Range	26
Legal Township	50
Legal Section	6
Legal Subdivision	WHITTENBERG VILLAS (HO)
Legal Tract	712900
Legal Block	2
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10508

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5474 WHITTEN DR, NAPLES, FL 34104-5302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	20266853221
Deed Book / Page	6611 / 3753
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 22, 2026
Property Address	5474 WHITTEN DR, NAPLES, FL 34104-5302
Document Number	0006853221
Book / Page	6611 / 3753
Instrument Date	Jul 7, 2026
Instrument	20266853221
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	OMEGA TITLE, OMEGA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 WHITTEN DR, NAPLES, FL 34104-5302

Mortgage

Document Number	0006853222,
Date	Jul 22, 2026
Book Page	6611/3755
Instrument	20266853222

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	May 13, 2026
Property Address	5474 WHITTEN DR, NAPLES, FL 34104-5302
Document Number	0065862741
Book / Page	6586 / 2741
Instrument Date	May 2, 2026
Instrument	20266823863
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6082 DRAPER RD NE, REMER, MN 56672-3075

Mortgage

Document Number	0006823863,
Date	May 13, 2026
Book Page	6586/2741
Instrument	20266823863

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 27, 2023
Property Address	5474 WHITTEN DR, NAPLES, FL 34104-5302
Document Number	0062190060
Book / Page	6219 / 60
Map Reference	MB 28 PG 19-21
Instrument Date	Feb 23, 2023
Instrument	6368069
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,656.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14140 MANDARIN RD, JACKSONVILLE, FL 32223-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 WHITTEN DR, NAPLES, FL 34104-5302

Mortgage

Document Number	0000621962
Date	Feb 27, 2023
Instrument	6219/62

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,000 (-10.73%) Building $331,000	$331,000 (-10.73%) Building $331,000
2025	$4,157.00 (+132.23%)	$370,800 (+96.1%) Building $370,800	$370,800 (-2.68%) Building $370,800
2023	$1,790.00 (-0.89%) Homeowner's exemption	$189,090 (+3%)	$381,000 (+9.52%) Building $381,000
2022	$1,806.00 Homeowner's exemption	$183,583	$347,886 Building $347,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 units insured incl. 48 condo units
Nearby Flood Claims	5 (2014–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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