Allen County property record for 5474 River Ridge St, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1978 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,885 (Jan 2003) |
| Tax Bill | $2,667 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1804-02-015.000 |
| Primary APN | 36-1804-02-015.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 480 sqft |
| Family Room | Family Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 208 sqft |
| Patio Area | 1,958 sqft |
| Canopy | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Well |
| Street Address | 5474 RIVER RIDGE ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTAWA RIVER BEND NO 2 LOT 883 FF 65.00 |
| Legal Subdivision | OTTAWA RIVER BEND |
| Legal Lot Number | 883 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5474 RIVER RIDGE ST, LIMA, OH 45807-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2003 · Amount on Record |
| Deed Sale | Jan 31, 2003 · Amount on Record |
| Prior Sale | Dec 23, 2002 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 5474 RIVER RIDGE ST, LIMA, OH 45807-1326 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|
| Document Number | 9230009699 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 2025/9699 |
| Instrument | 202509230009699 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,667.00 (+3.57%) | $59,400 (-) Land $6,580 Building $52,820 | $169,700 (-) Land $18,800 Building $150,900 |
| 2024 | $2,575.00 (+24.82%) Homeowner's exemption | $59,400 (+40.03%) Land $6,580 Building $52,820 | $169,700 (+40.02%) Land $18,800 Building $150,900 |
| 2023 | $2,063.00 (-2%) Homeowner's exemption | $42,420 (-) Land $4,690 Building $37,730 | |
| 2022 | $2,105.00 Homeowner's exemption | $42,420 Land $4,690 Building $37,730 | |
| 2021 | $121,200 Land $13,400 Building $107,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503 |
|---|---|
| Water Source | Purchased surface water from LIMA CITY |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Watch TV.
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