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5474 Plain Crest Way, Davidson, NC 28036 Property Records

Cabarrus County property record for 5474 Plain Crest Way, Davidson, NC 28036

Property Summary

Property TypeResidential Vacant Land
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Feb 2025)
Tax Bill$719 (2025)
Deeds & MortgagesNov 2025 Construction Loan
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03005A0035.100000

Property Details

APN / Parcel Number

Primary APN03005A0035.100000
Alternative APNs
  • 4683 37 6332
  • 20532

Exterior

Lot Area100,188 sqft (2.3 acres)
Lot Width407 ft Width

Location & Zoning

Account Number20532
Street Address5474 PLAIN CREST WAY
CityDAVIDSON
StateNC
Zip28036
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAO
Legal DescriptionTR 2 FARLEY
Legal SubdivisionCEDARBROOK ACRES
Legal Tract2
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group2
Census Block2008
Census Tract41301

Owner

Source: Cabarrus County records · APN 03005A0035.100000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address252 KINCHLOE MILL RD, JONESBOROUGH, TN 37659-3012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Construction Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 27, 2025Warranty Deed, Transfer · Conventional Mortgage
SOUTHSTATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2025 · Amount on Record
Deed SaleFeb 27, 2025 · Amount on Record
Deed Document Number0001731988
Deed Book / Page17319 / 88
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address5474 PLAIN CREST WAY, DAVIDSON, NC 28036
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 MISTLETOE RIDGE PL NW, CONCORD, NC 28027-7877

Mortgage

Document Number0001772124
DateNov 17, 2025
Book Page17721/24
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueDec 01, 2056

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 27, 2025
Property Address5474 PLAIN CREST WAY, DAVIDSON, NC 28036
Document Number0001731988
Book / Page17319 / 88
Map ReferenceMB 91 PG 3
Instrument DateFeb 12, 2025
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address252 KINCHLOE MILL RD, JONESBOROUGH, TN 37659-3012

Transferred To (Grantee/Buyer)

NameVerified Name
Address5474 PLAIN CREST WAY, DAVIDSON, NC 28036

Mortgage

Document Number0001731991
DateFeb 27, 2025
Instrument17319/91
Lender
NameSOUTHSTATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2040
Interest
Rate TypeAdjustable Rate
Rate8.12%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change6.12%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate14.1%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$719.00$113,230 (+25.92%) Land $113,230
2024$113,230 (+25.92%) Land $113,230
2023$89,920 Land $89,920$89,920 Land $89,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plain Crest Way

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