Cheboygan County property record for 5474 Marsh Rd, Onaway, MI 49765
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (Jul 2010) |
| Tax Bill | $744 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182-036-100-005-00 |
| Primary APN | 182-036-100-005-00 |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 5474 MARSH RD |
|---|---|
| City | ONAWAY |
| State | MI |
| Zip | 49765-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SE COR OF SE1/4 OF NW1/4 SEC 36, T35N,R1E; TH N 86D 21M 37S W 1273.07FT; TH N 1D 36M 6S E 367FT; TH S 84D 3M 6S E |
| Legal Range | 01E |
| Legal Township | 035 |
| Legal Section | 36 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | WAVERLY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960700 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust · Conventional Mortgage ALPENA ALCONA AREA CREDIT UNION |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRAITS AREA FEDERAL CREDIT UNION |
| Mar 26, 2018 | Deed of Trust, Mortgage MI HOMEOWNER ASSIST |
| Mar 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STRAITS AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on Record |
| Deed Sale | Jul 9, 2010 · Amount on Record |
| Prior Sale | Dec 4, 2009 · Amount on Record |
| Deed Book / Page | 1155 / 57 |
| Prior Transfer Date | May 10, 2002 |
| Prior Transfer Doc | 0831000820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | May 4, 2026 |
| Property Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Document Number | 0000001581/0000000325 |
| Book / Page | 1581 / 325 |
| Instrument Date | Apr 24, 2026 |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Document Number | 1581000325, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 1581/325 |
| Name | ALPENA ALCONA AREA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Document Number | 0000001467/0000000535 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 0000001467/0000000535 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001356/0000000264 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 0000001356/0000000264 |
| Name | MI HOMEOWNER ASSIST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 5474 MARSH RD, ONAWAY, MI 49765-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1380/342 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 1380/342 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Waverly Township |
| Unified School District | Onaway Area Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,800 (+14.89%) | $163,600 (+14.89%) | |
| 2025 | $744.00 (+0.27%) Homeowner's exemption | $71,200 (+58.22%) | $142,400 (+58.22%) |
| 2024 | $742.00 (+6.15%) | ||
| 2023 | $45,000 | $90,000 | |
| 2022 | $699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
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