5474 Gardner St E, Sterling Heights, MI 48310 Property Records

Macomb County property record for 5474 Gardner St E, Sterling Heights, MI 48310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1993
Lot Size	0.407 acres (17,729 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2010)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Aug 2020 Second Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-10-17-428-034`

Property Details

APN / Parcel Number

Primary APN	`10-10-17-428-034`
Alternative APN	`1017428034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	17,729 sqft (0.407 acres)
Lot Dimensions	273 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5474 GARDNER ST E
City	STERLING HEIGHTS
State	MI
Zip	48310-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	SUPERVISOR'S PLAT OF EYSTERS MOUND ROAD FARMS #6, THE W 65 FT OF E 175.0 FT OF LOT 410 SPLIT FROM 1017428006 FOR 1992
Legal Subdivision	EYSTERS MOUND ROAD FARMS
Legal Lot Number	410
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	3
Census Block	3006
Census Tract	230800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5474 GARDNER ST E, STERLING HEIGHTS, MI 48310-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2010 · Amount on Record
Deed Sale	Oct 25, 2010 · Amount on Record
Prior Sale	May 12, 2010 · Amount on Record
Deed Document Number	2010118912
Deed Book / Page	20468 / 636
Prior Transfer Date	Jun 12, 2009
Prior Transfer Doc	0000070699
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5474 GARDNER ST E, STERLING HEIGHTS, MI 48310-2713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091657
Date	Aug 6, 2020
Book Page	26891/778
Instrument	2091657

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	5474 GARDNER ST E, STERLING HEIGHTS, MI 48310-2713
Document Number	0000133358
Book / Page	025050 / 000482
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 GARDNER ST E STERLING HEIGHTS MI 483102713, STERLING HEIGHTS, MI 48310-2713

Mortgage

Document Number	0000133358
Date	Nov 9, 2017
Book Page	025050/000482
Instrument	133358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,200 (+27.39%)	$354,400 (+27.39%)
2025	$3,494.00 (+17.25%)
2023		$139,100	$278,200
2022	$2,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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