5472 Oxbow Dr, Crozet, VA 22932 Property Records

Albemarle County property record for 5472 Oxbow Dr, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,708 sqft · built 2019
Lot Size	0.545 acres (23,740 sqft)
Owner	Individual Name on File
Last Sale	$511,073 (Apr 2019)
Tax Bill	$6,136 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056M0-00-00-02700`

Property Details

APN / Parcel Number

Primary APN	`056M0-00-00-02700`
Alternative APN	`313200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,708 sqft Finished Area
Basement Area	1,708 sqft
Finished Basement	451 sqft
Unfinished Basement	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	23,740 sqft (0.545 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	252 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5472 OXBOW DR
City	CROZET
State	VA
Zip	22932-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CHESTERFIELD LANDING LOT 27
Legal Subdivision	CHESTERFIELD LANDING
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1014
Census Tract	11102

Owner

5472 Oxbow Dr is owned and occupied by an individual who bought it in April 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5472 OXBOW DR, CROZET, VA 22932-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Apr 9, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Deed Document Number	20193156
Deed Book / Page	5153 / 3
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5472 OXBOW DR, CROZET, VA 22932-2704
Document Number	0000015128
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5472 OXBOW DR CROZET VA 229322704, CROZET, VA 22932-2704

Mortgage

Document Number	0000015128
Date	Oct 26, 2020
Book Page	005413/000107
Instrument	15128

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 9, 2019
Property Address	5472 OXBOW DR, CROZET, VA 22932-2704
Document Number	0000003156
Book / Page	005153 / 000003
Instrument Date	Mar 26, 2019
Instrument	3156
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.07
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5472 OXBOW DR CROZET VA 229322704, CROZET, VA 22932-2704

Mortgage

Document Number	3157
Date	Apr 9, 2019
Book Page	005153/000008
Instrument	3157

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5472 Oxbow Dr was $6,136, up 8.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,136.00 (+8.14%)	$686,400 Land $187,000 Building $499,400	$686,400 Land $187,000 Building $499,400
2025	$5,674.00
2023	$5,197.00	$608,600 Land $170,000 Building $438,600	$608,600 Land $170,000 Building $438,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5472 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5472 Oxbow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brightspeed Fiber	940 / 940

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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