5471 Cherub Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 5471 Cherub Cir, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 2002
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2022)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-5546-00A00-0080`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-5546-00A00-0080`
Alternative APN	`N28118554600A000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	97 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5471 CHERUB CIR
City	MILTON
State	FL
Zip	32583-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VILLAS AT CHANTILLY (THE) LOT 8 BLK A AS DES IN OR 4258 PG 1167
Legal Range	28W
Legal Township	1N
Legal Section	18
Legal Subdivision	VILLAS AT CHANTILLY
Legal Block	A
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1008
Census Tract	10711

Owner

5471 Cherub Cir is owned and occupied by an individual who bought it in March 2022.

Source: Santa Rosa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5471 CHERUB CIR, MILTON, FL 32583-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 15, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Feb 17, 2016 · Amount on File
Deed Document Number	202215424
Deed Book / Page	4258 / 1167
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 3, 2026
Property Address	5471 CHERUB CIR, MILTON, FL 32583-4610
Document Number	0000027945
Book / Page	4751 / 1197
Instrument Date	May 15, 2026
Instrument	202627945
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5471 CHERUB CIR, MILTON, FL 32583-4610

Mortgage

Document Number	0000027945,
Date	Jun 3, 2026
Book Page	4751/1197
Instrument	202627945

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Apr 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 15, 2022
Property Address	5471 CHERUB CIR, MILTON, FL 32583-4610
Document Number	0042581167
Book / Page	4258 / 1167
Map Reference	MB G PG 65
Instrument Date	Mar 11, 2022
Instrument	202215424
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3424 BARKWOOD DR, 3424, PACE, FL 32571-8905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5471 CHERUB CIR, MILTON, FL 32583-4610

Mortgage

Document Number	0042581171
Date	Mar 15, 2022
Instrument	4258/1171

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0042581186
Date	Mar 15, 2022
Book Page	4258/1186
Instrument	202215427

Lender

Name	ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
Type	Government Agency
Address	PENSACOLA, FL 32502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5471 Cherub Cir was $2,162, up 2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+1.98%)	$175,650 (+1.69%) Land $28,000 Building $147,650	$175,650 (+1.69%) Land $28,000 Building $147,650
2024	$2,120.00 (+3.77%)	$172,734 (+10.68%) Land $28,000 Building $144,734	$172,734 (+10.68%) Land $28,000 Building $144,734
2023	$2,043.00 (+174.97%) Homeowner's exemption	$156,064 (+62.93%) Land $26,000 Building $130,064	$156,064 (+5.86%) Land $26,000 Building $130,064
2022	$743.00 Homeowner's exemption	$95,788	$147,418 Land $24,000 Building $123,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5471 Cherub Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5471 Cherub Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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