5470 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5470 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,466 sqft · built 2004
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Mar 2005)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-250-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-250-0002-000`

Interior

Full Baths	2 Baths
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	1,466 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	34,848 sqft (0.8 acres)
Lot Depth	300 ft Depth
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5470 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 2 DORES SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 54 OF PLATS PG 40 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	DORES SUBDIVISION
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1014
Census Tract	640600

Owner

5470 Gratiot Ave is owned and occupied by an individual who bought it in March 2005.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5470 GRATIOT AVE, SAINT CLAIR, MI 48079-1427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2005 · Amount on File
Deed Sale	Mar 15, 2005 · Amount on File
Deed Document Number	20057194
Deed Book / Page	3299 / 433
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5470 GRATIOT AVE, SAINT CLAIR, MI 48079-1427
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 GRATIOT AVE, SAINT CLAIR, MI 48079-1427

Mortgage

Document Number	0005540219
Date	Jul 8, 2022
Book Page	5540/219
Instrument	2022016405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5470 GRATIOT AVE, SAINT CLAIR, MI 48079-1427
Document Number	0051550558
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5470 GRATIOT AVE ST CLAIR MI 480791427, ST CLAIR, MI 48079-1427

Mortgage

Document Number	0051550558
Date	Feb 24, 2020
Book Page	005155/000558

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5470 Gratiot Ave was $2,885 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,900 (+5.07%)	$331,800
2025	$2,885.00 (+3%) Homeowner's exemption	$157,900
2024	$2,801.00		$315,800
2023		$125,900
2022	$2,473.00		$251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5470 Gratiot Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5470 Gratiot Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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