547 Virgil Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 547 Virgil Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,258 sqft · built 1950
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jun 2018)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0080-0050-00`

Property Details

APN / Parcel Number

Primary APN	`179-0080-0050-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	850 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	547 VIRGIL RD
City	CINCINNATI
State	OH
Zip	45238-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGIL RD48 X 125 IRRW S SCHNEIDER RD
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	9902

Owner

547 Virgil Rd is owned and occupied by an individual who bought it in June 2018.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	547 VIRGIL RD, CINCINNATI, OH 45238-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Jun 10, 2021	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Jun 4, 2018	Warranty Deed, Transfer · Conventional with PMI CINCINNATUS S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Dec 28, 2009 · Amount on File
Deed Document Number	0000047016
Deed Book / Page	013681 / 000720
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	547 VIRGIL RD, CINCINNATI, OH 45238-5511
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 VIRGIL RD, CINCINNATI, OH 45238-5511

Mortgage

Document Number	0000001491
Date	Jan 7, 2026
Book Page	15577/1527
Instrument	2026-0001491

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	547 VIRGIL RD, CINCINNATI, OH 45238-5511
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071666
Date	Jun 10, 2021
Book Page	14436/1798
Instrument	2021-0071666

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2018
Property Address	547 VIRGIL RD, CINCINNATI, OH 45238-5511
Document Number	0000047016
Book / Page	013681 / 000720
Instrument Date	May 30, 2018
Instrument	47016
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 VIRGIL RD CINCINNATI OH 452385511, CINCINNATI, OH 45238-5511

Mortgage

Document Number	47017
Date	Jun 4, 2018
Book Page	013681/000723
Instrument	47017

Lender

Name	CINCINNATUS S&L
Type	Federal Savings Bank
Address	CINCINNATI, OH 45211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 547 Virgil Rd was $2,397, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (+0.13%)	$37,667 (-) Land $5,103 Building $32,564
2024	$2,394.00 (-0.17%)	$37,667 (-) Land $5,103 Building $32,564
2023	$2,398.00 (+48.48%)	$37,667 (+65.56%) Land $5,103 Building $32,564	$107,620 Land $14,580 Building $93,040
2022	$1,615.00	$22,751 Land $5,072 Building $17,679
2020			$65,000 Land $14,490 Building $50,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 547 Virgil Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Virgil Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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