547 Summit Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 547 Summit Rd, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property TypePublic Works > Recreational Vacant Land
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,720 sqft Gross Area
Lot Size4.65 acres
GarageAttached, 240 sqft
OccupancyOwner Occupied
Tax Bill$8,687.00 (2025)

Owner

Source: Santa Cruz County records · APN 106-271-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Grant Deed, Transfer · Veterans Administration Mortgage
ASSET FINANCIAL CENTER INC
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIME CHOICE FUNDING INC
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Jun 09, 2020Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2024
Deed SaleAug 19, 2024
Prior SaleSep 11, 2023 · Amount on Record
Deed Doc Number202415977
Prior Transfer DateAug 14, 2024
Prior Transfer Doc0000015977
Record RefreshedSep 20, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 11, 2023
Property Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
Document Number0000017045
Map ReferenceVOL 9 PG 64
Instrument DateAug 30, 2023
Instrument2023-0017045
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782

Mortgage

Document Number0000017046
DateSep 11, 2023
Instrument2023-0017046
Lender
NameASSET FINANCIAL CENTER INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
Transaction TypeMortgage
Record UpdatedApr 06, 2022
Title CompanyER TITLE CONNECT SIM

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782

Mortgage

Document Number0000009138
DateMar 21, 2022
Instrument2022-0009138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782

Mortgage

Document Number0000017831
DateMar 29, 2021
Instrument2021-0017831
Lender
NamePRIME CHOICE FUNDING INC
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
Transaction TypeMortgage
Record UpdatedApr 02, 2021
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782

Mortgage

Document Number0000015448
DateMar 16, 2021
Instrument2021-0015448
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueDec 01, 2050

June 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSANTA CRUZ CA
Recording DateJun 09, 2020
Property Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782
Document Number0000019817
Map ReferenceVOL 9 PG 64
Instrument DateMay 28, 2020
Instrument2020-0019817
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 SUMMIT RD, WATSONVILLE, CA 95076-9782

Mortgage

Document Number0000019818
DateJun 09, 2020
Instrument2020-0019818
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$728,280 (+2%) Land $416,160 Building $312,120
2025$8,687.00 (+131.84%)$714,000 (+119.8%) Land $408,000 Building $306,000
2023$3,747.00 (+2.18%) Homeowner's exemption$324,836 Land $56,608 Building $268,228$613,080
2022$3,667.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire LikelihoodAbout 1 in 356 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN106-271-07
Alternative APN
  • 106-271-07-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area2,720 sqft Gross Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area202,641 sqft
Garage TypeAttached Garage
Garage Area240 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address547 SUMMIT RD
CityWATSONVILLE
StateCA
Zip95076-9782
Property UsageLand which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage
TypePublic Works > Recreational Vacant Land
Legal SubdivisionLANDS OF OLE THOMSEN ET UX
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup1
Census Block1000
Census Tract122401

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