Hancock County property record for 547 State St, Bay Saint Louis, MS 39520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,166 sqft · built 2010 |
| Owner | Individual Name on File |
| Tax Bill | $1,102 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 137H-0-45-054.000 |
| Primary APN | 137H-0-45-054.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,166 sqft Adjusted Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 160 sqft |
| Deck Area | 40 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 547 STATE ST |
|---|---|
| City | BAY SAINT LOUIS |
| State | MS |
| Zip | 39520-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8& PT 9 CLAUDE MONTI SUBD |
| Legal Subdivision | CLAUDE MONTI |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30102 |
547 State St is owned and occupied by an individual.
Source: Hancock County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 547 STATE ST, BAY ST LOUIS, MS 39520-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 547 State St was $1,102.
Source: Hancock County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Bay St. Louis City |
| County | Hancock County |
| Unified School District | Bay St. Louis-Waveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,102.00 | $9,589 Land $1,902 Building $7,687 | $95,896 Land $19,024 Building $76,872 |
| 2023 | $1,076.00 | $9,358 Land $1,902 Building $7,456 | $93,587 Land $19,024 Building $74,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 547 State St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 147 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 547 State St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY ST LOUIS serves 9,284 people · EPA ID MS0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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