547 Spring Hill Pl, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 547 Spring Hill Pl, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,463 sqft · built 2022
Lot Size0.145 acres (6,316 sqft)
Owner2 Individual Names on File
Last Sale$442,135 (Jan 2022)
Tax Bill$3,670 (2026)
Deeds & MortgagesJan 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-01-075A248

Property Details

APN / Parcel Number

Primary APN32-01-075A248
Alternative APN
  • 26228

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,463 sqft Living Area
1st Floor Area2,694 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerConnected

Location & Zoning

Street Address547 SPRING HILL PL
CitySMITHFIELD
StateVA
Zip23430-6389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 248 BENNS GRANT SUBDIV PH 8 PLAT I#210664
Legal SubdivisionPHASE 8 BENNS GRANT
Legal Lot Number248
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1024
Census Tract280105

Owner

547 Spring Hill Pl is owned and occupied by two individuals who bought it in January 2022.

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address547 SPRING HILL PL, SMITHFIELD, VA 23430-6389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2022 · Amount on File
Deed SaleJan 27, 2022 · Amount on File
Prior SaleOct 8, 2021 · Amount on File
Deed Document Number2022438
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address547 SPRING HILL PL, SMITHFIELD, VA 23430-6389
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250000191
DateJan 15, 2025
Instrument250000191
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 547 Spring Hill Pl was $3,670, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,670.00 (+4.5%)$453,200 (-) Land $85,000 Building $368,200$453,200 (-) Land $85,000 Building $368,200
2025$3,512.00$453,200 Land $85,000 Building $368,200$453,200 Land $85,000 Building $368,200
2023$453,200 Land $85,000 Building $368,200$453,200 Land $85,000 Building $368,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Spring Hill Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Spring Hill Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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