547 S Main St, Madison, VA 22727 Property Records

Madison County property record for 547 S Main St, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1989
Lot Size	0.896 acres (39,030 sqft)
Owner	Individual Name on Record
Tax Bill	$2,391 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39A-48`

Property Details

APN / Parcel Number

Primary APN	`39A-48`
Alternative APN	`7035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,030 sqft (0.896 acres)
Terrain	Rolling
Garage Area	1,296 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7035
Street Address	547 S MAIN ST
City	MADISON
State	VA
Zip	22727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	IN 210000573 0.896 AC 39A-48 RT B-29
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1020
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Madison County Courthouse Historic District listed 1984 · 66 contributing resources · NRIS 84003549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 S MAIN ST, B, MADISON, VA 22727-2874
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000000573
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	547 S MAIN ST, MADISON, VA 22727
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000944
Date	Aug 9, 2023
Instrument	230000944

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON VA
Recording Date	Mar 22, 2021
Property Address	547 S MAIN ST, MADISON, VA 22727
Document Number	0210000573
Map Reference	DD 145 PG 158
Instrument Date	Mar 17, 2021
Instrument	210000573
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, BLUE RIDGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539B S MAIN ST, MADISON, VA 22727-2874

Mortgage

Document Number	0210000574
Date	Mar 22, 2021
Instrument	210000574

Lender

Name	GEORGE MASON MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.49%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Municipality	Madison Town
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,391.00 (+16.75%)	$451,200 (+63.01%) Land $72,000 Building $379,200	$451,200 (+63.01%) Land $72,000 Building $379,200
2023	$2,048.00	$276,800 Land $67,000 Building $209,800	$276,800 Land $67,000 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 784 people · EPA ID VA6113200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	No certified operator Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Firefly Fiber Broadband, T-Mobile.

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