547 Rte 518, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 547 Rte 518, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	4,046 sqft · built 1955
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2004)
Tax Bill	$13,573 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-33001-0000-00018-03`

Property Details

APN / Parcel Number

Primary APN	`13-33001-0000-00018-03`
Alternative APNs	`13330010000000180003` `00002767`

Interior

Stories	1 Story
Building Area	4,046 sqft Living Area
1st Floor Area	4,046 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	43,560 sqft
Lot Dimensions	291 ft deep x 150 ft wide

Location & Zoning

Account Number	00002767
Street Address	547 ROUTE 518
City	SKILLMAN
State	NJ
Zip	08558-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	33001
Legal Lot Number	18.3
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2013
Census Tract	54201

Owner

547 Rte 518 is owned and occupied by an individual who bought it in July 2004.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	547 ROUTE 518, SKILLMAN, NJ 08558-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2004 · Amount on File
Deed Sale	Jul 20, 2004 · Amount on File
Prior Sale	Aug 26, 1992
Deed Book / Page	5619 / 2860
Prior Transfer Date	Jun 3, 1992
Prior Transfer Doc	1870000817
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	547 ROUTE 518, SKILLMAN, NJ 08558-2421
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 ROUTE 518, SKILLMAN, NJ 08558-2421

Mortgage

Document Number	0000037163
Date	Dec 31, 2025
Book Page	7658/2339
Instrument	2025037163

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	547 ROUTE 518, SKILLMAN, NJ 08558-2421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRIDENT LAND TRANSFER CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065209
Date	Dec 16, 2020
Book Page	7286/91
Instrument	2020065209

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 547 Rte 518 was $13,573, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,200 (+22.22%) Land $237,000 Building $238,200	$475,200 (+22.22%) Land $237,000 Building $238,200
2025	$13,573.00 (+1.84%)	$388,800 Land $237,000 Building $151,800	$388,800 Land $237,000 Building $151,800
2024	$13,328.00
2023		$388,800 Land $237,000 Building $151,800	$388,800 Land $237,000 Building $151,800
2022	$12,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Rte 518 in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1982–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Rte 518 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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