547 Pontoon Rd, Huger, SC 29450 Property Records

Berkeley County property record for 547 Pontoon Rd, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	4,072 sqft · built 2021
Lot Size	0.763 acres (33,277 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (Mar 2026)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249-13-01-035`

Property Details

APN / Parcel Number

Primary APN	`249-13-01-035`
Alternative APN	`257-00-00-005`

Interior

Building Area	4,072 sqft Finished Area
1st Floor Area	1,828 sqft
2nd Floor Area	2,244 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,277 sqft (0.763 acres)
Garage Area	634 sqft
Porch	Slab
Patio Area	80 sqft

Location & Zoning

Street Address	547 PONTOON RD
City	HUGER
State	SC
Zip	29450-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 103BRIDGES @ SEVEN LAKESPH 3
Legal Subdivision	(BRIDGES-PH2)@SEVEN LAKES
Legal Lot Number	103B
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1036
Census Tract	20405

Owner

547 Pontoon Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	547 PONTOON RD, HUGER, SC 29450-8529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED COMMUNITY BANK
Mar 30, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 5, 2022	Deed, Transfer · VA Mortgage UNITED COMMUNITY BANK
Feb 2, 2021	Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Aug 5, 2022 · Amount on File
Deed Document Number	202610663
Deed Book / Page	5522 / 78
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	547 PONTOON RD, HUGER, SC 29450-8529
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 PONTOON RD, HUGER, SC 29450-8529

Mortgage

Document Number	05287/0791
Date	Aug 11, 2025
Book Page	5287/791
Instrument	2025026533

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 30, 2026
Property Address	547 PONTOON RD, HUGER, SC 29450-8529
Document Number	05522/0078
Book / Page	5522 / 78
Map Reference	DOC 2020005090
Instrument Date	Mar 26, 2026
Instrument	2026010663
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,522.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 PONTOON RD, HUGER, SC 29450-8529

Mortgage

Document Number	2026010664
Date	Mar 30, 2026
Instrument	2026010664

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 5, 2022
Property Address	547 PONTOON RD, HUGER, SC 29450-8529
Document Number	04329/0747
Book / Page	4329 / 747
Map Reference	DOC2020005090-202000
Instrument Date	Aug 1, 2022
Instrument	2022031140
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 PONTOON RD, HUGER, SC 29450-8529

Mortgage

Document Number	2022031141
Date	Aug 5, 2022
Instrument	2022031141

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 2, 2021
Property Address	547 PONTOON RD, HUGER, SC 29450-8529
Document Number	03676/0158
Book / Page	3676 / 158
Map Reference	DOC 2020005095
Instrument Date	Jan 28, 2021
Instrument	2021005090
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,057.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 PONTOON RD, HUGER, SC 29450-8529

Mortgage

Document Number	03676/0163
Date	Feb 2, 2021
Book Page	3676/163
Instrument	2021005091

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 547 Pontoon Rd was $3,402 with a homeowner's exemption, up 3.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,055 (+2,400.01%) Land $136,837 Building $732,218	$920,900 (-) Land $145,000 Building $775,900
2025	$3,402.00 (+3.34%) Homeowner's exemption	$34,762 (-) Land $5,473 Building $29,289	$920,900 (-) Land $145,000 Building $775,900
2024	$3,292.00 Homeowner's exemption	$34,762 Land $5,473 Building $29,289	$920,900 Land $145,000 Building $775,900
2022	$2,565.00 Homeowner's exemption	$30,228 Land $5,600 Building $24,628	$755,700 Land $140,000 Building $615,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 547 Pontoon Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Pontoon Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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