Ottawa County property record for 547 Pine St, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,395 sqft · built 1947 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 70-03-16-253-023 |
| Primary APN | 70-03-16-253-023 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 20,952 sqft (0.481 acres) |
| Lot Dimensions | 131 ft deep x 160 ft wide |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 547 PINE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 130, 131 & 132 FERRY HEIGHTS SUB |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | FERRY HEIGHTS |
| Legal Block | 253 |
| Legal Lot Number | 130-132 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-16-253-023
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 547 PINE ST, SPRING LAKE, MI 49456-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 |
| Deed Sale | Apr 25, 2018 |
| Prior Sale | Jun 27, 2005 · Amount on Record |
| Deed Document Number | 201814273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 547 PINE ST, SPRING LAKE, MI 49456-2621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 547 PINE ST, SPRING LAKE, MI 49456-2621 |
| Document Number | 20210048450 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0048450 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 25, 2018 |
| Property Address | 547 PINE ST, SPRING LAKE, MI 49456-2621 |
| Document Number | 20180014273 |
| Map Reference | LB7 PG46 |
| Instrument Date | Apr 03, 2018 |
| Instrument | 2018-0014273 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 EDGEWATER ST, 1675, MUSKEGON, MI 49441-1019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1153 FULTON AVE, GRAND HAVEN, MI 49417-1529 |
| Investor | Possibly a Property Investor |
| Document Number | 20180014274 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018-0014274 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,000 (-2.46%) | $238,000 (-2.46%) | |
| 2025 | $2,325.00 (+0.61%) | ||
| 2023 | $122,000 | $244,000 | |
| 2022 | $2,311.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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