547 Philodendron, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 547 Philodendron, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1996
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on File
Last Sale	$235,900 (Apr 2017)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-23-33-179-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-179-003`
Alternative APNs	`0095262-021720-8` `10004712459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	2,223 sqft

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Finished/Screened Porch
Porch Area	317 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712459
Old Parcel Number	00952620217208
Street Address	547 PHILODENDRON
City	PUNTA GORDA
State	FL
Zip	33955-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0406 0022 PUNTA GORDA ISLES SEC18 BLK406 LT22 682/1318 1415/975 3773/549 4188/230
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	406
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2016
Census Tract	10505

Owner

547 Philodendron is owned and occupied by an individual who bought it in April 2017.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	547 PHILODENDRON, PUNTA GORDA, FL 33955-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	2515690
Deed Book / Page	4188 / 0230
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	547 PHILODENDRON, PUNTA GORDA, FL 33955-1046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043421197
Date	Jul 30, 2018
Book Page	4342/1197
Instrument	2633399

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 17, 2017
Property Address	547 PHILODENDRON, PUNTA GORDA, FL 33955-1046
Document Number	0041880230
Book / Page	004188 / 000230
Instrument Date	Apr 12, 2017
Instrument	2515690
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	SECURITY CONNECTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 PHILODENDRON PUNTA GORDA FL 339551046, PUNTA GORDA, FL 33955-1046

Mortgage

Document Number	41880232
Date	Apr 17, 2017
Book Page	004188/000232
Instrument	2515691

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 547 Philodendron was $2,666 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 Homeowner's exemption	$201,425	$265,394 Land $55,000 Building $210,394
2023	$2,547.00 (+3.16%) Homeowner's exemption	$190,047 (+3%)	$235,780 (-11.63%) Land $57,000 Building $178,780
2022	$2,469.00 Homeowner's exemption	$184,512	$266,801 Land $46,750 Building $220,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Philodendron in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Philodendron is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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