Worcester County and Lancaster Town property record for 547 Neck Rd, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,352 sqft · built 2023 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on File |
| Last Sale | $791,950 (Nov 2023) |
| Tax Bill | $12,572 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:030.0 B:0000 L:0128.B |
| Primary APN | LANC M:030.0 B:0000 L:0128.B |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 3,172 sqft |
| 1st Floor Area | 1,972 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,961 sqft (2.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 547 NECK RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 128.B |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:030.0 B:0000 L:0128.B
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Oct 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT |
| Apr 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Nov 02, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SUPERIOR FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2023 · Amount on Record |
| Deed Sale | Nov 02, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2014 · Amount on Record |
| Deed Document Number | 202392189 |
| Deed Book / Page | 69841 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Document Number | 0000048008 |
| Book / Page | 73716 / 322 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202648008 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Document Number | 0000048008, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 73716/322 |
| Instrument | 202648008 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068416-308 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 68416/308 |
| Instrument | 116921 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071924-207 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 71924/207 |
| Instrument | 33612 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Nov 02, 2023 |
| Property Address | 547 NECK RD, LANCASTER, MA 01523-2276 |
| Document Number | 069841-377 |
| Book / Page | 69841 / 377 |
| Instrument Date | Nov 02, 2023 |
| Instrument | 92189 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 2ND AVE, BURLINGTON, MA 01803-4416 |
| Document Number | 0000092190 |
|---|---|
| Date | Nov 02, 2023 |
| Instrument | 92190 |
| Name | SUPERIOR FUNDING CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,572.00 (+164.23%) | $778,000 (+181.07%) Land $131,100 Building $646,900 | $845,880 (+3.38%) |
| 2024 | $818,235 | ||
| 2023 | $4,758.00 | $276,800 Land $110,100 Building $166,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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