547 Freeman St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 547 Freeman St, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 1958
Lot Size	0.107 acres (4,678 sqft)
Owner	Individual Name on File
Last Sale	$508,000 (Oct 2017)
Tax Bill	$11,632 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00091-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`32-00091-0000-00010`
Alternative APNs	`320009100010` `00229100`

Interior

Stories	2 Stories
Building Area	2,048 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	4,678 sqft (0.107 acres)
Lot Dimensions	104 ft deep x 45 ft wide

Location & Zoning

Account Number	00229100
Street Address	547 FREEMAN ST
City	LYNDHURST
State	NJ
Zip	07071-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	45X104
Legal Subdivision	BOGART HEIGHTS
Legal Block	91
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	3
Census Block	3002
Census Tract	31100

Owner

547 Freeman St is owned and occupied by an individual who bought it in October 2017.

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	547 FREEMAN ST, LYNDHURST, NJ 07071-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Oct 5, 2017	Deed, Transfer · FHA Mortgage AMERICAN MILLENIUM CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Document Number	201774525
Deed Book / Page	2742 / 1258
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	547 FREEMAN ST, LYNDHURST, NJ 07071-1909
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044680608
Date	Nov 22, 2021
Book Page	4468/608
Instrument	2021173229

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 5, 2017
Property Address	547 FREEMAN ST, LYNDHURST, NJ 07071-1909
Document Number	0027421258
Book / Page	02742 / 1258
Instrument Date	Sep 7, 2017
Instrument	17-074525
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,251.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 TOMAHAWK DR, 2, WILMINGTON, MA 01887-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5812 QUEENS BLVD, WOODSIDE, NY 11377-7765

Mortgage

Document Number	0027421264
Date	Oct 5, 2017
Book Page	02742/1264
Instrument	17-074525.01

Lender

Name	AMERICAN MILLENIUM CO
Type	Non-Lending Institution
Address	LIVINGSTON, NJ 07039

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 547 Freeman St was $11,632, up 7.6% from the year before.

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,200 (+6.39%) Land $248,100 Building $308,100	$556,200 (+6.39%) Land $248,100 Building $308,100
2025	$11,632.00 (+7.57%)	$522,800 Land $235,100 Building $287,700	$522,800 Land $235,100 Building $287,700
2024	$10,813.00
2023		$513,600 Land $230,100 Building $283,500	$513,600 Land $230,100 Building $283,500
2022	$9,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 547 Freeman St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 547 Freeman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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