547 Elder St, Chambersburg, PA 17201 Property Records

Franklin County property record for 547 Elder St, Chambersburg, PA 17201

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2025)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-1B32-50`

Property Details

APN / Parcel Number

Primary APN	`05-1B32-50`
Alternative APN	`05-1B32.-050.-000000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	547 ELDER ST
City	CHAMBERSBURG
State	PA
Zip	17201-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	1
Census Block	1004
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilson College listed 1995 · 20 contributing resources · NRIS 95000888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

547 Elder St is owned and occupied by two individuals who bought it in October 2025.

Source: Franklin County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	547 ELDER ST, CHAMBERSBURG, PA 17201-1128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Deed Document Number	202519978
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Oct 1, 2025
Property Address	547 ELDER ST, CHAMBERSBURG, PA 17201-1128
Document Number	0000019978
Instrument Date	Sep 24, 2025
Instrument	202519978
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	A&K SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5217 ELDER ST, CHAMBERSBURG, PA 17201

Mortgage

Document Number	0000019979
Date	Oct 1, 2025
Instrument	202519979

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 547 Elder St was $3,258, up 2% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00 (+2%)	$16,100 (-) Land $1,600 Building $14,500
2025	$3,194.00 (+4.28%)	$16,100 (-) Land $1,600 Building $14,500
2024	$3,063.00	$16,100 Land $1,600 Building $14,500
			$16,100 Land $1,600 Building $14,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 547 Elder St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2006)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Elder St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20