547 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 547 E Church St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,915 sqft · built 1934
Lot Size	0.136 acres (5,920 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2023)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-015730`

Property Details

APN / Parcel Number

Primary APN	`02-015730`
Alternative APNs	`2015730` `015730`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	781 sqft
Basement Area	756 sqft
Finished Basement	756 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	5,920 sqft (0.136 acres)
Lot Dimensions	148 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	015730
Street Address	547 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	LT 40 X 148 547 E. CHURCH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	547
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1028
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 16, 2026	Intrafamily Transfer, Transfer
Mar 24, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 15, 2022	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 30, 2019	Individual Deed, Transfer · VA Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Book / Page	16374 / 25
Last Transfer Date	Jan 13, 2026
Transfer Doc	1776000035
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 29, 2026
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number	1788000182
Book / Page	17886 / 182
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	547 E CHURCH ST, FREDERICK, MD 21701-5768

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 16, 2026
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number	0177670035
Book / Page	17767 / 35
Instrument Date	Jan 13, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 E CHURCH ST, FREDERICK, MD 21701-5768

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 24, 2023
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number	0163740025
Book / Page	16374 / 25
Instrument Date	Mar 4, 2023
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	547 E CHURCH ST, FREDERICK, MD 21701-5768

Mortgage

Document Number	0001637431
Date	Mar 24, 2023
Instrument	16374/31

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157290001
Date	Feb 15, 2022
Book Page	15729/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number	0139260065
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 E CHURCH ST FREDERICK MD 217015768, FREDERICK, MD 21701-5768

Mortgage

Document Number	0139260065
Date	Jul 27, 2020
Book Page	013926/000065

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

May 2019: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	FREDERICK MD
Recording Date	May 30, 2019
Property Address	547 E CHURCH ST, FREDERICK, MD 21701-5768
Document Number	0129950140
Book / Page	12995 / 0140
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	547 E CHURCH ST, FREDERICK, MD 21701-5768

Mortgage

Document Number	0129950148
Date	May 30, 2019
Instrument	12995/0148

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,322.00 (+4.26%)	$396,300 (+9.91%) Land $139,600 Building $256,700	$396,300 (-) Land $139,600 Building $256,700
2024	$7,023.00 (+6.91%)
2023	$6,569.00	$360,567	$396,300 Land $139,600 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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