547 E Branch St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 547 E Branch St, Arroyo Grande, CA 93420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,222 sqft · built 1905
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on File
Tax Bill$1,956 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-263-037

Property Details

APN / Parcel Number

Primary APN007-263-037

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Construction TypeWood
Lot Area5,600 sqft (0.129 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address547 E BRANCH ST
CityARROYO GRANDE
StateCA
Zip93420-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY AG BKTS CRN HL ADD BLK 26 LT 8
Legal SubdivisionBKTS CRN HL ADD
Legal Block26
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1020
Census Tract11800

Owner

547 E Branch St is owned by a company that acquired it in July 2007 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 298, ARROYO GRANDE, CA 93421-0298
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 9, 2007
Transfer Doc0000046167
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address547 E BRANCH ST, ARROYO GRANDE, CA 93420-2804
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 298, LOS OSOS, CA 93412

Mortgage

Document Number0000040120
DateDec 30, 2025
Instrument2025040120
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 547 E Branch St was $1,956 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityArroyo Grande City
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$193,935 (+2%) Land $91,384 Building $102,551
2025$1,956.00 Homeowner's exemption$190,134 Land $89,593 Building $100,541
2023$1,869.00 (+1.58%) Homeowner's exemption$182,753 Land $86,115 Building $96,638
2022$1,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 547 E Branch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims28 (1978–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 E Branch St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARROYO GRANDE UTILITIES DIVISION
serves 17,963 people · EPA ID CA4010001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on E Branch St

Nearby Streets

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