Middlesex County and Middlesex Borough property record for 547 Cook Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1953 |
| Lot Size | 0.175 acres (7,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $303,000 (Jun 2020) |
| Tax Bill | $8,887 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00301-0000-00027 |
| Primary APN | 10-00301-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,619 sqft (0.175 acres) |
| Street Address | 547 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 7617 SF |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 301 |
| Legal Lot Number | 27 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 547 COOK AVE, MIDDLESEX, NJ 08846-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Nov 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Dec 22, 2009 · Amount on Record |
| Deed Document Number | 202056028 |
| Deed Book / Page | 17922 / 1753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 26, 2020 |
| Property Address | 547 COOK AVE, MIDDLESEX, NJ 08846-2402 |
| Document Number | 0000056028 |
| Book / Page | 017922 / 001753 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 56028 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 547 COOK AVE BOUND BROOK NJ 08805, BOUND BROOK, NJ 08805 |
| Document Number | 56029 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 017922/001758 |
| Instrument | 56029 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 547 COOK AVE, MIDDLESEX, NJ 08846-2402 |
| Document Number | 0000000034 |
| Instrument Date | Nov 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 547 COOK AVE MIDDLESEX NJ 088462402, MIDDLESEX, NJ 08846-2402 |
| Document Number | 0000000034 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 016604/000268 |
| Instrument | 34 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 2, 2032 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,500 (+6.99%) Land $140,200 Building $308,300 | $448,500 (+6.99%) Land $140,200 Building $308,300 | |
| 2025 | $8,887.00 (+10.62%) | $419,200 (+20.74%) Land $140,200 Building $279,000 | $419,200 (+20.74%) Land $140,200 Building $279,000 |
| 2024 | $8,034.00 (+10.22%) | ||
| 2023 | $347,200 Land $140,200 Building $207,000 | $347,200 Land $140,200 Building $207,000 | |
| 2022 | $7,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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