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547 Andrews Ridge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 547 Andrews Ridge Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1955
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jul 2022)
Tax Bill$712 (2026)
Deeds & MortgagesJul 2022 Sale
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3090023318

Property Details

APN / Parcel Number

Primary APN3090023318
Alternative APNs
  • 80173
  • 82126

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area756 sqft
Utility Area60 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Architectural StyleCottage
Exterior MaterialOther
Lot Area39,204 sqft (0.9 acres)
Garage TypeAttached
Garage Area60 sqft

Exterior Amenities

PorchSlab
Porch Area202 sqft
Deck Area112 sqft
Shed1 Shed
Shed Area200 sqft
Gazebo64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number82126
Street Address547 ANDREWS RIDGE RD
CitySPARTA
StateNC
Zip28675-8886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTW 2009 COMBO - 09-089C ADVERTISED AS VAC. RENTAL WITH FOX FIRE REALTY
Legal SubdivisionNORRIS DIXON PROPERTY
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group3
Census Block3006
Census Tract950100

Owner

547 Andrews Ridge Rd is owned by two individuals who bought it in July 2022.

Source: Alleghany County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1285, SPARTA, NC 28675-1285
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Warranty Deed, Transfer
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Prior SaleSep 8, 2020 · Amount on File
Deed Document Number20221719
Deed Book / Page430 / 1199
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateJul 20, 2022
Property Address547 ANDREWS RIDGE RD, SPARTA, NC 28675-8886
Document Number00430/1199
Book / Page430 / 1199
Map ReferenceDR 7554
Instrument DateJul 20, 2022
Instrument1719
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address219 FAIRWAY DR, ROCKINGHAM, NC 28379-9414

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3603 RITCHIE RD, LINCOLNTON, NC 28092-9568

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateSep 8, 2020
Property Address547 ANDREWS RIDGE RD, SPARTA, NC 28675-8886
Document Number000411/145
Book / Page411 / 145
Instrument DateSep 4, 2020
Instrument1959
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$266.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 CHEYENE TRL, DALLAS, NC 28034-8204

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 FAIRWAY DR, ROCKINGHAM, NC 28379-9414
InvestorPossibly a Property Investor

Mortgage

Document Number0000001960
DateSep 8, 2020
Instrument1960
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 547 Andrews Ridge Rd was $712, up 2% from the year before.

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$712.00 (+2.01%)$96,400 Land $35,300 Building $61,100$96,400 Land $35,300 Building $61,100
2025$698.00
2023$95,800 Land $34,700 Building $61,100$95,800 Land $34,700 Building $61,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 547 Andrews Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Andrews Ridge Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Andrews Ridge Rd

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