54690 28th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54690 28th St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,226 sqft · built 1954
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Jul 2017)
Tax Bill	$1,906 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-32-332-010.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-332-010.000-003`
Alternative APN	`00221557131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Basement Area	1,002 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00221557131
Street Address	54690 28TH ST
City	SOUTH BEND
State	IN
Zip	46635-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 589 WILMETTE PARK 3RD ADD
Legal Subdivision	WILMETTE PARK 3RD ADD
Legal Lot Number	589
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	11310

Owner

54690 28th St is owned and occupied by an individual who bought it in July 2017.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	54690 28TH ST, SOUTH BEND, IN 46635-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jul 12, 2017	Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Feb 4, 2016
Deed Document Number	0001718202
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54690 28TH ST, SOUTH BEND, IN 46635-1810
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002125722
Date	Jul 28, 2021
Instrument	2125722

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 12, 2017
Property Address	54690 28TH ST, SOUTH BEND, IN 46635-1810
Document Number	0001718202
Map Reference	PB16 PG W
Instrument Date	Jun 19, 2017
Instrument	1718202
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54690 28TH ST, SOUTH BEND, IN 46635-1810
Investor	Possibly a Property Investor

Mortgage

Document Number	0001718203
Date	Jul 12, 2017
Instrument	1718203

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,900 Land $44,600 Building $146,300	$190,900 Land $44,600 Building $146,300
2024	$1,906.00 (+35.95%)
2023	$1,402.00 (-5.65%)	$153,900 (-) Land $44,600 Building $109,300	$153,900 (-) Land $44,600 Building $109,300
2022	$1,486.00	$153,900 Land $44,600 Building $109,300	$153,900 Land $44,600 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54690 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54690 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures