Monroe County property record for 5468 Downing Cir, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,379 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-272-050-00 |
| Primary APN | 12-272-050-00 |
|---|
| Lot Area | 47,045 sqft (1.08 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5468 DOWNING CIR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 44 0.53 AC DARTMOOR PLAT THREE LOT 50 |
| Legal Subdivision | DARTMOOR 3 |
| Legal Lot Number | 50 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 832500 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5468 DOWNING CIR, MONROE, MI 48161-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 5468 DOWNING CIR, MONROE, MI 48161-5030 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 5468 DOWNING CIR, MONROE, MI 48161-5030 |
| Document Number | 2021R23618 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021R23618 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 5468 DOWNING CIR, MONROE, MI 48161-5030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | MCKNIGHT TITLE |
| Name | Verified Name |
|---|---|
| Address | 5468 DOWNING CIR, MONROE, MI 48161-5030 |
| Document Number | 2021R11728 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021R11728 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,450 (+18.08%) Land $221,450 | $442,900 (+18.08%) Land $442,900 | |
| 2025 | $5,379.00 (+14.99%) Homeowner's exemption | ||
| 2023 | $4,678.00 Homeowner's exemption | $187,550 | $375,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, Verizon.
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