5468 Cloverland Dr, Eagle River, WI 54521 Property Records

Vilas County property record for 5468 Cloverland Dr, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jan 2025)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Jan 2022 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-1166`

Property Details

APN / Parcel Number

Primary APN	`6-1166`
Alternative APN	`4 GL 9-9`

Exterior

Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	5468 CLOVERLAND DR
City	EAGLE RIVER
State	WI
Zip	54521-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT GOVT LOT 9
Legal Range	05E
Legal Township	42N
Legal Section	23
Legal Lot Number	9
Jurisdiction	VILAS WI
Township / Civil Division	CLOVERLAND
Census Block Group	3
Census Block	3046
Census Tract	950501

Owner

Source: Vilas County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 324, EAGLE RIVER, WI 54521-0324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 10, 2018	Warranty Deed, Transfer · ARM COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2025 · Amount on Record
Deed Sale	Jan 20, 2025 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	2025613587
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 25, 2022
Property Address	5468 CLOVERLAND DR, EAGLE RIVER, WI 54521-9793
Document Number	0000590821
Instrument Date	Jan 19, 2022
Instrument	590821
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W12214 COUNTY ROAD GG, HANCOCK, WI 54943-7545

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Sep 17, 2021
Property Address	5468 CLOVERLAND DR, EAGLE RIVER, WI 54521-9793
Document Number	587078
Instrument Date	Sep 15, 2021
Instrument	587078
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	587079
Date	Sep 17, 2021
Instrument	587079

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	May 10, 2018
Property Address	5468 CLOVERLAND DR, EAGLE RIVER, WI 54521-9793
Document Number	0000553838
Instrument Date	May 9, 2018
Instrument	553838
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5468 CLOVERLAND DR, EAGLE RIVER, WI 54521-9793

Mortgage

Document Number	0000553808
Date	May 10, 2018
Instrument	553808

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Cloverland Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,089.00 (-53.28%) Homeowner's exemption	$526,600 (+42.67%) Land $135,000 Building $391,600
2023	$2,331.00	$369,100 Land $110,000 Building $259,100
2022			$180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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