Deschutes County property record for 54660 Lady Bug Ln, Bend, OR 97707
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,832 sqft · built 1994 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,578 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 211001-B0-04200 |
| Primary APN | 211001-B0-04200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,832 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 2,232 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Area | 480 sqft |
| Lean-To | 288 sqft |
| Total Buildings | 3 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 138827 |
|---|---|
| Street Address | 54660 LADY BUG LN |
| City | BEND |
| State | OR |
| Zip | 97707-2585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR10 |
| Legal Description | WHISPERING PINES BLOCK 2 LOT 12 |
| Legal Range | 10 |
| Legal Township | 21 |
| Legal Section | 01 |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 301 |
54660 Lady Bug Ln is owned by an individual who acquired it in January 2011.
Source: Deschutes County records, as of November 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85284 SILVERCREST DR, EUGENE, OR 97405-9724 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Feb 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage FIRST INTERSTATE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2011 |
| Transfer Doc | 0000005416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 54660 LADY BUG LN, BEND, OR 97707-2585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048597 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017-48597 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 54660 LADY BUG LN, BEND, OR 97707-2585 |
| Document Number | 0000006386 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 1036 TYSON LN EUGENE OR 974041193, EUGENE, OR 97404-1193 |
| Document Number | 0000006386 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 6386 |
| Name | FIRST INTERSTATE BK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2043 |
The 2025 property tax bill for 54660 Lady Bug Ln was $3,578, up 4.3% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,578.00 (+4.28%) | $213,880 (+3%) | $701,760 (+7.82%) Land $191,320 Building $510,440 |
| 2024 | $3,431.00 (+2.3%) | $207,660 (+3%) | $650,840 (-0.1%) Land $210,800 Building $440,040 |
| 2023 | $3,354.00 | $201,620 | $651,490 Land $178,330 Building $473,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54660 Lady Bug Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54660 Lady Bug Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 80% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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