5465 Side Saddle Trl, Reno, NV 89511 Property Records

Washoe County property record for 5465 Side Saddle Trl, Reno, NV 89511

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,785 sqft · built 2023
Lot Size	0.192 acres (8,358 sqft)
Owner	2 Individual Names on File
Last Sale	$1,637,000 (Oct 2023)
Tax Bill	$10,818 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`226-152-02`

Property Details

APN / Parcel Number

Primary APN	`226-152-02`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Stories	2 Stories
Building Area	4,785 sqft Living Area
Gross Area	5,478 sqft
1st Floor Area	2,251 sqft
2nd Floor Area	2,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,358 sqft (0.192 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	287 sqft
Balcony Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5465 SIDE SADDLE TRL
City	RENO
State	NV
Zip	89511-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RANCHARRAH VILLAGE 6B LOT 103
Legal Subdivision	RANCHARRAH VILLAGE 6B
Legal Lot Number	103
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	3
Census Block	3008
Census Tract	1012

Owner

5465 Side Saddle Trl is owned and occupied by two individuals who bought it in October 2023.

Source: Washoe County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Oct 30, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CASTLE MORTGAGE CORP
Oct 30, 2023	Agreement of Sale, Transfer WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Deed Document Number	20235414839
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Apr 20, 2026
Property Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567
Document Number	0005616155
Instrument Date	Apr 13, 2026
Instrument	20265616155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACR TITLE GROUP, CORE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567

Mortgage

Document Number	0005616155,
Date	Apr 20, 2026
Instrument	20265616155

Lender

Name	EAST WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 30, 2023
Property Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567
Document Number	0005414839
Map Reference	FILE 5241273
Instrument Date	Oct 9, 2023
Instrument	5414839
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,711.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 N TOWN CENTER DR STE 250, 250, LAS VEGAS, NV 89144-0500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567

Mortgage

Document Number	0005414840
Date	Oct 30, 2023
Instrument	5414840

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	WASHOE NV
Recording Date	Oct 30, 2023
Property Address	5465 SIDE SADDLE TRL, RENO, NV 89511-8567
Document Number	0005414841
Map Reference	FILE 5241273
Instrument Date	Oct 9, 2023
Instrument	5414841
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	WESTMINSTER TITLE AGENCY INC-L, WESTMINSTER TITLE AGCY INC L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6800 KOLL CENTER PKWY # PKWY320, PKWY320, PLEASANTON, CA 94566-7045

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 5465 Side Saddle Trl was $10,818.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,277 (-0.7%) Land $101,010 Building $290,267
2025	$10,818.00	$394,017 Land $101,010 Building $293,007	$1,125,762 Land $288,600 Building $837,162
2023	$10,597.00 (+259.71%)	$289,131 (+261.05%) Land $100,100 Building $189,031	$826,088 (+261.05%) Land $286,000 Building $540,088
2022	$2,946.00	$80,080 Land $80,080	$228,800 Land $228,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5465 Side Saddle Trl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Feb 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5465 Side Saddle Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.7% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

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