5465 Shields Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5465 Shields Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,729 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$716,184 (Oct 2021)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`390228-405207-0000`

Property Details

APN / Parcel Number

Primary APN	`390228-405207-0000`
Alternative APNs	`187085` `585950`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Patio Area	33 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	187085
Street Address	5465 SHIELDS RD
City	FERNDALE
State	WA
Zip	98248-8931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6.5
Legal Description	WOODS POINT PHASE 1 LOT 8
Legal Range	02
Legal Township	39
Legal Section	28
Legal Subdivision	WOODS POINT PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10600

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5465 SHIELDS RD, FERNDALE, WA 98248-8931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer
Oct 27, 2021	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	20214217
Last Transfer Date	Feb 16, 2026
Transfer Doc	0000201716
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Feb 20, 2026
Property Address	5465 SHIELDS RD, FERNDALE, WA 98248-8931
Document Number	0000201716
Map Reference	AF 2020-0300521
Instrument Date	Feb 16, 2026
Instrument	2026-0201716
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2021
Property Address	5465 SHIELDS RD, FERNDALE, WA 98248-8931
Document Number	0001004217
Instrument Date	Sep 20, 2021
Instrument	2021-1004217
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$11,853.08
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5465 SHIELDS RD, FERNDALE, WA 98248-8931

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,674.00 (+359.14%)	$625,326 (+1.45%) Land $203,700 Building $421,626	$625,326 (+1.45%) Land $203,700 Building $421,626
2022		$616,376 Land $149,808 Building $466,568	$616,376 Land $149,808 Building $466,568
2021	$1,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	19 (1989–2025)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 5 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Ziply Fiber.

Nearby Properties on Shields Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures