5465 McHugh Ln, Helena, MT 59602 Property Records

Lewis And Clark County property record for 5465 McHugh Ln, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 1997
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,934 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0530559`

Property Details

APN / Parcel Number

Primary APN	`R0530559`
Alternative APNs	`05-1888-06-4-10-90-0000` `0000029387`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	936 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Garage Area	1,430 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000029387
Street Address	5465 MCHUGH LN
City	HELENA
State	MT
Zip	59602-7009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	S06, T10 N, R03 W, C.O.S. 3255542, ACRES 1.35, LOT A-1, IN NW4SE4
Legal Range	03W
Legal Township	10N
Legal Section	06
Legal Lot Number	A-1
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2014
Census Tract	501

Owner

Source: Lewis And Clark County records, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5465 MCHUGH LN, HELENA, MT 59602-7009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2014
Transfer Doc	M48/3000
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5465 MCHUGH LN, HELENA, MT 59602-7009
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/9781
Date	May 2, 2022
Book Page	M60/9781
Instrument	3397706

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5465 MCHUGH LN, HELENA, MT 59602-7009
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/7749
Date	Mar 17, 2022
Book Page	M60/7749
Instrument	3395524

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	5465 MCHUGH LN, HELENA, MT 59602-7009
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/3527
Date	Jul 6, 2020
Book Page	M57/3527
Instrument	3357905

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (-36.73%)	$574,400 (+16.2%)	$574,400 (+16.2%) Land $135,655 Building $438,745
2023	$4,637.00	$494,300	$494,300 Land $133,749 Building $360,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	40 (1981–2018)
Claims Outside the SFHA	25 of 40
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Flooding, May 2018 · 11 claims Severe Storms And Flooding, Jun 2011 · 4 claims Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNETT WATER USERS SYSTEM private · serves 70 people · EPA ID MT0003183
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	56 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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