5465 Lucerne Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 5465 Lucerne Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1958
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2019)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-202-370`

Property Details

APN / Parcel Number

Primary APN	`07-18-202-370`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	158 ft deep x 77 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5465 LUCERNE AVE
City	KALAMAZOO
State	MI
Zip	49048-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	EAST MAIN HOMESITES LOT 37
Legal Subdivision	EAST MAIN HOMESITES
Legal Lot Number	37
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	3
Census Block	3022
Census Tract	2204

Owner

5465 Lucerne Ave is owned and occupied by an individual who bought it in July 2019.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	5465 LUCERNE AVE, KALAMAZOO, MI 49048-9270
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Jul 17, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jun 7, 2007 · Amount on File
Deed Document Number	201920129
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	2014041138
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 9, 2026
Property Address	5465 LUCERNE AVE, KALAMAZOO, MI 49048-9270
Document Number	0000008456
Instrument Date	Apr 1, 2026
Instrument	20268456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5465 LUCERNE AVE, KALAMAZOO, MI 49048-9270

Mortgage

Document Number	0000008456,
Date	Apr 9, 2026
Instrument	20268456

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5465 LUCERNE AVE, KALAMAZOO, MI 49048-9270
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019019235
Date	Jul 10, 2019
Instrument	2019-019235

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 17, 2019
Property Address	5465 LUCERNE AVE, KALAMAZOO, MI 49048-9270
Document Number	2019020129
Map Reference	LB 31 PG 37
Instrument Date	Jul 1, 2019
Instrument	2019-020129
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3610 S CIRCLE DR APT 8, 3610, KALAMAZOO, MI 49004-7677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 E D AVE, RICHLAND, MI 49083-9734

Tax Assessment & Valuation

The 2025 property tax bill for 5465 Lucerne Ave was $3,169 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,700 (+6.43%)	$195,400 (+6.43%)
2025	$3,169.00 Homeowner's exemption	$91,800	$183,600
2023		$76,800	$153,600
2021	$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5465 Lucerne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5465 Lucerne Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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