54648 27th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54648 27th St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.197 acres (8,580 sqft)
Owner	Company Name on File
Last Sale	$157,560 (Apr 2025)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-32-331-007.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-32-331-007.000-003`
Alternative APN	`00221557091`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,728 sqft
Basement Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	54648 27TH ST
City	SOUTH BEND
State	IN
Zip	46635-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 549 WILMETTE PK 3RD ADD
Legal Subdivision	WILMETTE PK 3RD ADD
Legal Lot Number	549
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1019
Census Tract	11310

Owner

54648 27th St is owned by a company that bought it in April 2025.

Source: St. Joseph County records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	1511 PULASKI ST, SOUTH BEND, IN 46613-1404
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Mar 29, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL FUNDING LLC
Sep 3, 2008	Deed of Trust, Mortgage · VA Mortgage GMAC MORTGAGE LLC
Apr 24, 2025	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Jun 20, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Jun 20, 2023 · Amount on File
Deed Document Number	20259301
Prior Transfer Date	Jun 8, 2023
Prior Transfer Doc	0000013496
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001912071
Date	May 30, 2019
Instrument	1912071

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2049

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209390
Date	Mar 29, 2022
Instrument	2209390

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002520759
Date	Aug 19, 2025
Instrument	2520759

Lender

Name	RCN CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	PERFORMANCE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828916
Date	Sep 3, 2008
Instrument	0828916

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2038

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 24, 2025
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Document Number	0002509301
Map Reference	PB 16 PG W
Instrument Date	Apr 22, 2025
Instrument	2509301
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 PULASKI ST, SOUTH BEND, IN 46613-1404
Investor	Possibly a Property Investor

Mortgage

Document Number	0002509302
Date	Apr 24, 2025
Instrument	2509302

Lender

Name	KIAVI FUNDING INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 20, 2023
Property Address	54648 27TH ST, SOUTH BEND, IN 46635-1805
Document Number	0002313496
Map Reference	PB 16 PG W
Instrument Date	Jun 8, 2023
Instrument	2313496
Transaction Type	Foreclosure
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11664, SOUTH BEND, IN 46634-0664

Tax Assessment & Valuation

The 2025 property tax bill for 54648 27th St was $3,314, up 1.3% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (+1.28%)	$162,100 (+9.9%) Land $41,400 Building $120,700	$162,100 (+9.9%) Land $41,400 Building $120,700
2024	$3,272.00 (+39.12%)	$147,500 (+16.14%) Land $41,400 Building $106,100	$147,500 (+16.14%) Land $41,400 Building $106,100
2023	$2,352.00 (-28.94%)	$127,000 (-) Land $41,400 Building $85,600	$127,000 (-) Land $41,400 Building $85,600
2022	$3,310.00 (+62.02%)	$127,000 Land $41,400 Building $85,600	$127,000 Land $41,400 Building $85,600
2021	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54648 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54648 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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