54648 145th St, Cosmos, MN 56228 Property Records

Meeker County property record for 54648 145th St, Cosmos, MN 56228 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 910 sqft · built 1920
Lot Size	16.5 acres (722,225 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,324 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2017 Transfer
Flood Zone	Zone A (high risk)
APN	`04-0060000`

Property Details

APN / Parcel Number

Primary APN	`04-0060000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	910 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Roof Type	Gable
Roof Material	Shingle
Lot Area	722,225 sqft (16.5 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	54648 145TH ST
City	COSMOS
State	MN
Zip	56228-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 NW 1/4 & PT SE 1/4 NW 1/4 COMM SW COR SW 1/4 NW 1/4 TH SE660' POB TH NE1143.78' SE678.68' TO CTR RIVER TH SW138.76'
Legal Range	32
Legal Township	117
Legal Section	11
Jurisdiction	MEEKER MN
Township / Civil Division	COSMOS
Census Block Group	2
Census Block	2038
Census Tract	560600

Owner

Source: Meeker County records · APN 04-0060000

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54648 145TH ST, COSMOS, MN 56228-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2020	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 28, 2009
Transfer Doc	0000039946
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEEKER MN
Property Address	54648 145TH ST, COSMOS, MN 56228-7804
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413504
Date	Mar 02, 2020
Instrument	413504

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2021

Interest

Rate Type	Fixed Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEEKER MN
Recording Date	Mar 10, 2017
Property Address	54648 145TH ST, COSMOS, MN 56228-7804
Document Number	39946
Instrument Date	Feb 28, 2009
Instrument	39946
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54648 145TH ST, COSMOS, MN 56228-7804

Tax Assessment & Valuation

Source: Meeker County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Meeker County
County Subdivision	Cosmos Township
Unified School District	A.C.G.C. Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,324.00 (+34.57%) Homeowner's exemption	$250,400 (-1.65%) Land $121,200 Building $129,200	$250,400 (-1.65%) Land $121,200 Building $129,200
2025		$254,600 (+0.99%) Land $121,200 Building $133,400	$254,600 (+0.99%) Land $121,200 Building $133,400
2023	$2,470.00	$252,100 Land $115,200 Building $136,900	$252,100 Land $115,200 Building $136,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meeker County (27093C), updated April 3, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20
Broadband	Fixed Wireless (licensed-by-rule)	100 / 20
Verizon	Fixed Wireless	25 / 6

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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