54640 Ave Ramirez, La Quinta, CA 92253 Property Records

Riverside County property record for 54640 Ave Ramirez, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1991
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Jun 2017)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`774-281-008`

Property Details

APN / Parcel Number

Primary APN	`774-281-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	774281008
Street Address	54640 AVENIDA RAMIREZ
City	LA QUINTA
State	CA
Zip	92253-3754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 BLK 306 MB 019/059 SANTA CARMELITA AT VALE LA QUINTA UNIT 28
Legal Subdivision	SANTA CARMELITA AT VALE LA QUI
Legal Block	306
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2047
Census Tract	45109

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Oct 8, 2009 · Amount on Record
Deed Document Number	2017-0248221
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754

Mortgage

Document Number	0000292986
Date	Oct 4, 2023
Instrument	2023-0292986

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754

Mortgage

Document Number	0000210053
Date	Apr 5, 2021
Instrument	2021-0210053

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754

Mortgage

Document Number	0000601482
Date	Dec 1, 2020
Instrument	2020-0601482

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jul 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 21, 2017
Property Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754
Document Number	0000248221
Map Reference	MB 19 PG 59&60
Instrument Date	Jun 5, 2017
Instrument	2017-0248221
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	54640 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3754

Mortgage

Document Number	0000248222
Date	Jun 21, 2017
Instrument	2017-0248222

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,464.00 (+6.01%)	$298,845 (+4.04%) Land $92,843 Building $206,002
2023	$4,211.00 (+3.67%)	$287,242 Land $89,239 Building $198,003
2022	$4,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1984–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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