5463 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5463 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,162 sqft · built 1900
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Aug 2017)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-18-746-0025-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0025-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,162 sqft Living Area
1st Floor Area	821 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	167 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5463 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 36 SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT REOCRDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	SUPERVISORS ROBERT BAKERS PLAT
Legal Lot Number	36
Legal Unit	36
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

5463 River Rd is owned and occupied by an individual who bought it in August 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5463 RIVER RD, EAST CHINA, MI 48054-4180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBRE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Prior Sale	Apr 24, 2012 · Amount on File
Deed Document Number	201720029
Deed Book / Page	4860 / 557
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5463 RIVER RD, EAST CHINA, MI 48054-4180
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5463 RIVER RD, CHINA, MI 48054-4180

Mortgage

Document Number	5430732
Date	Oct 5, 2021
Book Page	5430/732
Instrument	2021028253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 22, 2017
Property Address	5463 RIVER RD, EAST CHINA, MI 48054-4180
Document Number	0048600557
Book / Page	004860 / 000557
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45396 KENSINGTON ST SHELBY TOWNSHIP MI 483175930, SHELBY TOWNSHIP, MI 48317-5930

Mortgage

Document Number	48600559
Date	Aug 22, 2017
Book Page	004860/000559

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5463 River Rd was $1,770 with a homeowner's exemption, up 3.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,000 (+7.87%)	$192,000
2025	$1,770.00 (+3.87%) Homeowner's exemption	$89,000
2024	$1,704.00		$178,000
2023		$72,000
2022	$1,611.00		$144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5463 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5463 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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