Winnebago County property record for 5461 Gingeridge Ln, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,072 sqft · built 1985 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,435 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153B240 |
| Primary APN | 153B240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 3,764 sqft |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 1,692 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Garage Type | Basement |
| Garage Area | 2 sqft |
| Driveway | Driveway |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 153B240 |
|---|---|
| Street Address | 5461 GINGERIDGE LN |
| City | ROCKFORD |
| State | IL |
| Zip | 61114-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IMPERIAL OAKS AT SPRINGBROOK PLAT 2 NW 1/4 SEC 9-44-2 LOT 045 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 9 |
| Legal Subdivision | IMPERIAL OAKS AT SPRINGBROOK PLAT 2 |
| Legal Lot Number | 045 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 516 |
5461 Gingeridge Ln is owned and occupied by an individual.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5461 GINGERIDGE LN, ROCKFORD, IL 61114-7701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5461 GINGERIDGE LN, ROCKFORD, IL 61114-7701 |
| Document Number | 0001038450 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5461 GINGERIDGE LN ROCKFORD IL 611147701, ROCKFORD, IL 61114-7701 |
| Document Number | 0001038450 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 1038450 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2050 |
The 2025 property tax bill for 5461 Gingeridge Ln was $6,435 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,435.00 | $86,328 Land $13,554 Building $72,774 | $258,984 Land $40,662 Building $218,322 |
| 2022 | Homeowner's exemption | $61,059 Land $9,587 Building $51,472 | $183,177 Land $28,761 Building $154,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5461 Gingeridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5461 Gingeridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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