5461 Dolphin Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 5461 Dolphin Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,372 sqft · built 2007
Lot Size	1.01 acres (44,170 sqft)
Owner	2 Individual Names on File
Last Sale	$759,000 (Aug 2023)
Tax Bill	$3,834 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`3665-67-5236`

Property Details

APN / Parcel Number

Primary APN	`3665-67-5236`
Alternative APNs	`298909` `266982` `86333`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	44,170 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	298909
Street Address	5461 DOLPHIN LN
City	LINCOLNTON
State	NC
Zip	28092-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	#6 LT QUINLAN ESTATES
Legal Subdivision	QUINLAN ESTATES
Legal Lot Number	6
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1010
Census Tract	70901

Owner

5461 Dolphin Ln is owned and occupied by two individuals who bought it in August 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 8, 2023	Deed, Transfer
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Jan 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	2023670470
Deed Book / Page	3268 / 645
Prior Transfer Date	Jul 17, 2023
Prior Transfer Doc	0003268643
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 8, 2023
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	0003268645
Book / Page	3268 / 645
Map Reference	MB 14 PG 155-157
Instrument Date	Jul 31, 2023
Instrument	670470
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN HOMES TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3682 SAGE COURT, DENVER, NC 28037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	0000670471
Date	Aug 8, 2023
Instrument	670471

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 8, 2023
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	0003268643
Book / Page	3268 / 643
Map Reference	MB 14 PG 155-157
Instrument Date	Jul 17, 2023
Instrument	670469
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	0003231794
Date	Feb 28, 2023
Book Page	3231/794
Instrument	664064

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	0003153496
Date	Apr 6, 2022
Book Page	3153/496
Instrument	650261

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	0003036779
Date	Apr 30, 2021
Book Page	3036/779
Instrument	630383

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	2860855
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5461 DOLPHIN LN LINCOLNTON NC 280927410, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	2860855
Date	Nov 12, 2019
Book Page	002860/000855
Instrument	600402

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	2848507
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5461 DOLPHIN LN LINCOLNTON NC 280927410, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	2848507
Date	Sep 24, 2019
Book Page	002848/000507
Instrument	598233

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 23, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	2762853
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5461 DOLPHIN LN LINCOLNTON NC 280927410, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	2762853
Date	Aug 14, 2018
Book Page	002762/000853
Instrument	581927

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 4, 2018
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	2734466
Book / Page	002734 / 000466
Instrument Date	Mar 30, 2018
Instrument	576266
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5461 DOLPHIN LN LINCOLNTON NC 280927410, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	2734468
Date	Apr 4, 2018
Book Page	002734/000468
Instrument	576267

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 16, 2018
Property Address	5461 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Document Number	2717820
Book / Page	002717 / 000820
Instrument Date	Jan 16, 2018
Instrument	572998
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD RD #215 GILBERT AZ 852950774, 215, GILBERT, AZ 85295-0774

Tax Assessment & Valuation

The 2026 property tax bill for 5461 Dolphin Ln was $3,834, up 2% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,834.00 (+2.05%)	$589,202 (-) Land $50,168 Building $539,034	$589,202 (-) Land $50,168 Building $539,034
2025	$3,757.00	$589,202 Land $50,168 Building $539,034	$589,202 Land $50,168 Building $539,034
2023	$3,678.00 (+29.32%)	$589,202 (+56.34%) Land $50,168 Building $539,034	$589,202 (+56.34%) Land $50,168 Building $539,034
2022	$2,844.00	$376,867 Land $30,092 Building $346,775	$376,867 Land $30,092 Building $346,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5461 Dolphin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5461 Dolphin Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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